Chicago Rideshare Accident Lawyers

Protecting Victims of Uber & Lyft Crashes in Illinois

Rideshare services like Uber and Lyft have become a normal part of life in Chicago — but accidents involving these vehicles can be far from straightforward. Whether you were a rideshare passenger, a pedestrian, or another motorist, the insurance and liability questions are often complex. At Saperstein Law Group, P.C. we know exactly how to handle these claims so you can focus on healing.

Understanding Rideshare Insurance Coverage

Liability in a rideshare crash depends on the driver’s status when the accident occurred:

  • App Off – The driver’s personal auto policy applies.
  • App On, No Ride Accepted – Limited contingent coverage from Uber/Lyft may apply.
  • En Route to Passenger or During Trip – $1 million commercial policy covers injuries.
  • Passenger Injured – Automatically covered by the rideshare company’s commercial policy.

Because coverage changes minute-by-minute, determining which policy applies is one of the most critical steps in your case.

Who We Represent

We advocate for all victims of rideshare-related negligence in Chicago:

01

Rideshare passengers injured during trips

A crash can turn a routine ride from the Loop to River North—or a late-night pickup in the West Loop—into weeks of appointments and calls with insurers. Whether you were a passenger in an Uber or Lyft on Lake Shore Drive, near Wrigley Field, or by Millennium Park, Saperstein Law Group, P.C. clarifies which policy applies, preserves trip data from the app, and coordinates with your providers at places like Northwestern Memorial, Rush, or the Illinois Medical District. We document your medical care, wage loss, and day-to-day impact so your claim reflects the full picture—not just the ER bill.

02

Other drivers hit by Uber or Lyft vehicles

If a rideshare driver caused a collision on the Kennedy, the Stevenson, or at a busy intersection in Logan Square, you shouldn’t have to navigate multiple adjusters while your car sits in a shop. We determine the driver’s app status (offline, online waiting, or on a trip), identify all available coverage, and gather police reports, dashcam footage, and nearby business or CTA camera video. From Lincoln Park and Bronzeville to suburbs like Oak Park, Skokie, and Evanston, we push your property damage forward and build the injury claim the right way from day one.

03

Rideshare drivers injured by another motorist

One careless turn in Hyde Park or a rear-end near O’Hare or Midway can sideline your income. We help Uber and Lyft drivers coordinate benefits across personal, contingent, and UM/UIM coverage; track platform downtime and lost earnings; and manage treatment logistics so you can focus on recovery. Saperstein Law Group, P.C. handles insurer communications, preserves in-app trip logs and telematics, and positions your claim to account for future care and time off the road.

04

Pedestrians and cyclists struck by rideshare drivers

Crosswalk and bike-lane incidents—from Kinzie’s protected lanes to Milwaukee Avenue and neighborhood streets in Wicker Park, Uptown, or the South Loop—often cause serious injuries. Our team moves quickly to locate video (CTA buses, nearby storefronts, traffic cams), secure witness statements, and document how the injury affects work and daily life. Whether you were walking near Navy Pier or cycling through the Near West Side, we hold the responsible parties to their obligations and pursue fair compensation for your medical needs and recovery timeline.

No matter your role in the crash, we’ll protect your right to full compensation.

Your Questions Answered: Rideshare Injury FAQ

If you’ve never filed a personal injury claim before, you’re not alone. We’re here to help you understand your rights and make smart decisions.

  • Can I sue Uber or Lyft directly?

    Generally no, because drivers are classified as independent contractors. However, you can recover through their insurance coverage.

  • What if the rideshare driver was uninsured?

    Uber and Lyft provide uninsured/underinsured coverage when drivers are on active trips or en route to passengers.

  • Do I need a lawyer for a rideshare claim?

    Yes — rideshare insurers have teams of adjusters and lawyers. Without representation, it’s easy to miss coverage options or accept less than you deserve.

  • Is there a time limit to file?

    Yes. In Illinois, you typically have two years from the date of the accident to file a lawsuit, but certain cases may have shorter deadlines.

  • How much will it cost to hire you?

    We work on contingency — you pay nothing unless we win your case.